What Can I Afford?.
Tell us about yourself. We'll tell you what you can afford, in plain English.
This calculator is designed for first property purchases (no ABSD)
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Tell us about yourself
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Here's what you can afford
Enter your income above to see what you can afford.
3
Check a specific property
For prudence, we recommend 4% (stress test rate). Adjust to simulate different loan packages.
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This calculator is for first property purchases only and is for general reference. Actual loan approval depends on the bank's assessment. BSD, TDSR, MSR, and LTV rules are based on current MAS/HDB regulations as of 2026. Always verify with your bank or HDB before making financial decisions.